Category Archives: Uncategorized

Taking Care of Your Physical Health and Appearance

Going to craft fairs is a great passion pursued by many who love all things diy, fresh, original, one-of-a-king and unique.  As a vendor, there may be times when you spend more time on getting things ready for the show than you do taking care of your physical health and appearance.  There are times whenContinue Reading

Genetic Testing for Dogs – Why You Should Want It

The human genome project decoded the genetic code of our species. It has started a revolution in medicine. Genetic testing on humans has already brought accurate predictions about disease risks for individuals and has led to cures for diseases. The original project cost billions of dollars and took 10 years. Now companies like 23andme.com offerContinue Reading

Investors – A Fresh Look at the Home Building Sector

The world is just a complete mess. Europe is teetering on the brink of deflation and is forced to initiate a QE program. Russia and Ukraine are battling it out for supremacy. ISIS terrorists are roaming the world for conquests. Japan is in a recession. China’s economy is slowing down. The only beacon of light is the United States. By all accounts our economy is in great shape. The latest jobs report was a smash hit. We added 257,000 new jobs in January. November and December jobs were revised upward to 414,000 in November and 329,000 in December. This is the 11th straight month of jobs numbers above 200,000. For the past three months we’ve added an average of 336,000 jobs. Weekly wages have risen 12 cents per hour. Consumer confidence is the highest in a decade. Car sales were up 14% in January. With all this good news what we’ve seen in January is a choppy market reacting to the highs and lows of international events and the sharp drop in oil prices. However, tucked in the jobs report is an interesting set of statistics. It has to do with the housing sector.Continue Reading

A New Focus: Greece is Under the Microscope

Focus is changing to Europe. Events are happening there at lightening speed. From the recent assassinations in Paris to Greece and to Brussels, the headquarters of the Eurozone. So – let’s take a closer look. Continue Reading

How Producers and Suppliers are Coping with the Oil Crash

We all knew that there was an oil glut several months ago. US oil production is the highest in three decades. US crude stockpiles climbed 7.27 million barrels in the week ending December 19. This brought the gain to 387.2 million barrels. But the wild card was Saudi Arabia and OPEC. In previous periods of oversupply, OPEC has cut production. This time they dropped a bombshell and said NO to cutting production, that they would pump 30 million barrels per day. OPEC supplies 40% of the world’s oil. This caught the energy market by surprise. Where Brent crude was trading at $111.05 per barrel in June, it plunged more than 50% to $59.45 per barrel in the February futures contract. WTI crude closed at $54.73. The impact on producers and suppliers is creating a crisis of monumental proportions. Producers, oil- rig operators and manufacturers, refineries, and natural gas producers are all getting hit. The US dollar has been trending higher with a close on Friday December 26, of 90.31 for the March futures contract. Commodities usually take a beating with a stronger dollar. Let’s examine the impact of the oil crash on key oil exporting and importing countries.Continue Reading

Get Ready for Toyota’s New Fuel Cell “Mirai.”

The auto industry is in the midst of a revolution not seen since the invention of the internal combustion engine. Toyota has been the undisputed leader in developing new automotive technologies. Fifteen years ago, Toyota introduced the Prius, the first of its hybrid gas-electric vehicles. Now, every manufacturer has multiple hybrids coming online.Continue Reading

Big Banks Win – Derivatives are Back

Once upon a time in the long ago we had banks that lent money to individuals and companies to expand and grow the economy. During the Great Depression lawmakers saw the need to rein in and regulate banks’ activities. The Glass Steagall Act of 1933 ruled that banks could not become involved in selling or trading securities. Separate Investment banks were organized that could underwrite and sell securities but they could not use depositor money.Continue Reading

Oil Price War – Saudis up Ante Cutting Prices Another $2.00 Per Gallon

The State owned company Saudi Aramco announced that it is cutting prices to a record low $2.00 per barrel discount to Asia, Europe and all grades of crude to US refineries. To reinforce Saudi Arabia’s vow to crush US oil shale producers, Saudi prince, Turki Al-Faisal said: “Saudi Arabia won’t give up oil market share at this time for anybody.”Continue Reading

Is the Bond Market Ready to Crash?

The media hype is for a sharp sell off in the bond market. Some “gloom and doom” pundits are even predicting a crash that will plummet the world into a worldwide depression. The US Federal Reserve has ended its $4.5 trillion bond purchase program. Fed Chairperson, Janet Yellen, has maintained a “stead as she goes” policy without a definitive time frame for raising rates. This has left analysts in a state of suspended animation.Continue Reading

The Detroit Bankruptcy Case – Municipal Bondholders Take Note

For the past 16 months the city of Detroit has gone through a gut-wrenching series of negotiations to settle the largest bankruptcy in US history. Detroit has a population of 680,000 and a land mass larger than Manhattan, Boston and San Francisco combined.Continue Reading